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Program Guidelines

Overlay Sheets

All products allow condos (exception MFH specific guidelines, see Manufactured i.e., Freddie Mac Fixed Rate).

  • Our dedicated Condo Desk Team guides you through the process
  • No fees for condo reviews

All products allow manufactured homes EXCEPT: iQM programs (Bank Statement, Investor, Agency Plus, Asset Qualification) and Fannie Mae.

(Note: There are specific Fannie Mae Manufactured Home guidelines that only apply to manufactured homes.


We’re always looking for high-quality mortgage brokers to become clients of our wholesale platform. Interested in partnering with us?
Call us at 877-310-0970 or complete our broker application.


iQM Bank Statement Premier - Reach New Heights
Copyright © 2019 Impac Mortgage Corp. All rights reserved. NMLS #128231. Rates, fees and programs are subject to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act (License #4131083). Impac Mortgage Corp. dba Excel Mortgage.