VA Loan Program Highlights
  • Purchase, Cash-Out, and IRRRL (Streamline) options available
  • Minimum 640 FICO for purchases and cash-out refinances
  • Minimum 640 FICO for IRRRL
  • Loan amounts up to $1.5MM | Cash out up to $1.5MM
  • VA IRRRLs up to 100% Loan-to-Value (Use AVM or appraisal)
  • VA Cash-Out Refinance up to 90% Loan-to-Value per VA guidelines
  • 15 & 30 year fixed terms available
  • Property Types: Single-Family Residences, Planned Unit Developments, & Condos

*All states (including DC) are eligible except DE, MA, ME, MO and WY.


VA Guidelines