Asset Qualification Loan Program Highlights
  • Qualify based on verified liquid assets
  • No employment | No income | No DTI
  • 4506T not required
  • Usable assets: 100% checking & savings, 90% stocks, bonds & mutual funds, 80% retirement funds
  • Loan amounts up to $3.0MM
  • Maximum cash out $2.5MM
  • 5/1, 7/1, 10/1 ARMs*
  • 15 and 30 year fixed available
  • Property types: SFR’s, PUD’s, Condos, 1-4 Units
  • No mortgage or rental history required

All states (including DC) are eligible except DE, ME, MA, WY, RI.
A borrower with 25% or greater ownership interest in a business is considered self-employed.
*Interest only options available on all ARMs. No I/O in Illinois.

Non-QM Asset Qualification Program Sticker

Asset Qualification Guidelines