Income 1099

For Self-Employed Borrowers with 1099

Income 1099

For Self-Employed Borrowers with 1099

Program Highlights

  • Qualify with current pay statements and 1 year 1099 regardless of LTV or loan amount*
  • LTV as high as 85% for cash-out refinances*
  • LTV < 65% = Unlimited cash-out
  • No tax returns required
  • Loan amounts up to $3M
  • FICO as low as 600 (or 660 for I/O)
  • Gift funds allowed for reserves**
  • Available for primary residence, second homes & investment properties
*For qualified borrowers. Restrictions may apply.
**Primary residence only. Minimum FICO 680.