Income 1099

For Self-Employed Borrowers with 1099

Income 1099

For Self-Employed Borrowers with 1099

Program Highlights

  • Loan amounts up to $3M
  • LTV as high as 80% for cash-out refinances*
  • Minimum FICO of 680 (or 700 for I/O)
  • Qualify with current pay statements and 1 year 1099 regardless of LTV or loan amount*
  • Up to $1M cash-out for LTV ≤ 60%
  • No tax returns required
  • Gift funds allowed for reserves**
  • Available for primary residence, second homes & investment properties
*For qualified borrowers. Restrictions may apply.
**Primary residence only. Minimum FICO 680.