As a Non-QM (NQM) pioneer, Impac has helped navigate countless brokers through the often challenging waters of NQM. Our experienced in-house underwriting team understands the nuances of each borrower and which loan option best suits them. In turn, our brokers rely on us for fast underwriting, intuitive tools, and reliable customer service.
Our proven track record in alternative credit speaks for itself. Since our inception in 1995, we’ve originated and purchased over $94B in residential mortgage loans and have issued over $60B in non-agency mortgage-backed securities.
Alternative credit is woven into the fabric of who we are and our story for decades.
NQM is in our DNA™.
DSCR | Bank Statement | Full Doc | Asset Qualification | 1099
Experienced in-house underwriting team (24-hour turn-times)
Ability to speak directly with our underwriters to close loans faster
Our 21 & DoneTM program saves borrowers up to $500*
As announced in our March 8, 2023 Business Update, Impac has decided to wind down operations within its TPO channel. At this time, we are no longer accepting new loan submissions or broker applications. However, we will continue to honor our pipeline and related obligations and commitments to our consumer and business partners. If you have questions, please reach out to our Client Admin team at email@example.com.