As a Non-QM (NQM) pioneer, Impac has helped navigate countless brokers through the often challenging waters of NQM. Our experienced in-house underwriting team understands the nuances of each borrower and which loan option best suits them. In turn, our brokers rely on us for fast underwriting, intuitive tools, and reliable customer service.
Our proven track record in alternative credit speaks for itself. Since our inception in 1995, we’ve originated and purchased over $94B in residential mortgage loans and have issued over $60B in non-agency mortgage-backed securities.
Alternative credit is woven into the fabric of who we are and our story for decades.
NQM is in our DNA™.
Product Highlights *
DSCR | Bank Statement | Full Doc | Asset Qualification | 1099
LTV up to 85% for DSCR
Cash-out refi up to 85% LTV
DTI up to 55%
* Subject to loan program, underwriting terms and conditions. Restrictions may apply.