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Announcements

View a list of important announcements from Impac Mortgage Corp. Wholesale. For questions regarding this information, call 877-310-0970.

 2018 Announcements

July

07-12-2018 FEMA Disaster Declaration Update for Texas – 4377
07-05-2018 FEMA Disaster Declaration for Nebraska – 4375
07-05-2018 FEMA Major Disaster Declaration for Maryland – 4376

June

06-29-2018 FEMA Major Disaster Declaration for Maryland – 4374
06-29-2018 FEMA Major Disaster Declaration for Oklahoma 4373

06-21-2018 iQM Loan Program Changes
06-18-2018 Independence Day 2018 Holiday
06-15-2018 FEMA Major Disaster Declaration for Hawaii – 4366
06-12-2018 FEMA Disaster Declarations for Alaska, New Hampshire, and New Jersey
06-07-2018 FEMA Major Disaster Declaration for Indiana-4363
06-05-2018 GNMA and VA Changes affecting Government Refinances

May

05-31-2018 FEMA Disaster Declaration for Maine 4367
05-29-2018 FEMA Major Disaster Declaration Update for Kentucky 4361 and Ohio 4360

05-16-2018 FEMA Major Disaster Declaration for Hawaii – 4366

05-16-2018 Memorial Day Announcement
05-09-2018 FEMA Major Disaster Declaration for Hawaii – 4365

05-08-2018 FEMA Major Disaster Declaration for North Carolina – 4364

05-07-2018 FEMA Major Disaster Declaration for Indiana – 4363
05-04-2018 Vesting as a Limited Liability Company (LLC)
05-01-2018 Full Condo Review Questionnaire updated form

April

04-30-2018 FEMA Major Disaster Declaration for Kentucky
04-19-2018 FEMA Major Disaster Declarations for Kentucky, Ohio, and West Virginia

04-16-2018 Veteran’s Statement and Lender Certification on VA IRRRLs

March

03-26-2018 iQM Foreign National and USDA Loan Programs Being Retired
03-19-2018 Good Friday 2018 Announcement

03-15-2018 2017 Tax Return Transcripts

February

02-15-2018 iQM Loan Program Changes
02-12-2018 FEMA Disaster Declaration Update for New Hampshire – 4355 (WS)
02-07-2018 Presidents Day 2018 Announcement

02-07-2018 Introducing the Re-Submit Function for the Initial Loan Set-Up

02-02-2018 iQM Pricing Adjustments

January

01-31-2018 VA IRRRL Case Number Assignment
01-30-2018 Increasing Fees on a Closing Disclosure

01-29-2018 FEMA Disaster Declaration Update for Florida (Hurricane Irma)

01-25-2018 iQM Loans in Ohio

01-18-2018 FEMA Disaster Declaration Update for New York

01-18-2018 GNMA Changes affecting Government Refinances
01-18-2018 REVISION #2 FEMA Disaster Declaration Update for California Wildfires

01-17-2018 REVISION FEMA Disaster Declaration Update for California Wildfires
01-16-2018 FEMA Disaster Declaration Update for California – 4353

01-05-2018 Martin Luther King Jr. Holiday

01-04-2018 California Wildfires
01-04-2018 FEMA Disaster Declaration Update for Mississippi  Hurricane Nate
01-04-2018 FEMA Disaster Declarations for Maine, New Hampshire, and Vermont

 2017 Announcements

December

12-29-2017 California Wildfires
12-29-2017 Update on the Demographic Information Addendum – New HMDA Rule
12-29-2017 Underwriting Manufactured Homes – Update
12-20-2017 Texas Section 50(a)(6) Loans
12-19-2017 Underwriting Manufactured Homes
12-15-2017 Consumer Alert

12-15-2017 Demographic Information Addendum – HMDA Rule

12-13-2017 Change to iQM Lock Policy

12-13-2017 Christmas 2017 and New Year 2018 Holiday Announcement

12-11-2017 New FHA Maximum Mortgage Limits
12-06-2017 California Fires (Thomas, Rye, Creek and Skirball)
12-05-2017 Increase in Conventional Loan Limits for 2018
12-05-2017 Tax Service Fee Changes

November

11-27-2017 FEMA Disaster Declaration for Mississippi – Hurricane Nate
11-17-2017 FEMA Disaster Declaration for Alabama Hurricane Nate

11-10-2017 Thanksgiving Holiday 2017 Announcement

11-08-2017 Kansas 4347 iQM Only 
11-08-2017 FEMA Disaster Declaration for Kansas

11-08-2017  FHA 203(h) Loans for Disaster Victims

11-02-2017 FEMA Disaster Declaration Update for South Carolina

October

10-31-2017 Veterans Day 2017
10-18-2017 EPO Amendment Requirement for iQM Loans
10-17-2017 FEMA Disaster Declaration for Louisiana Tropical Storm Harvey

10-17-2017 FEMA Disaster Declaration for South Carolina Hurricane Irma
10-17-2017 FEMA Disaster Declaration for California Fires 
10-12-2017 FEMA Disaster Declaration Update for Texas (Hurricane Harvey)
10-10-2017 California Fires
10-03-2017 Ohio – iQM Loan Products 

September

09-27-2017 FEMA Disaster Declaration Update for Georgia
09-27-2017 Columbus Day 2017 Announcement 

09-25-2017 FEMA Disaster Declaration Update for Iowa
09-25-2017 FEMA Disaster Declaration Update for Texas 

09-19-2017 FEMA Disaster Declaration UPDATE for Georgia (Hurricane Irma)

09-19-2017 Appraisal Re-Inspection Requirements Update 

09-19-2017 FEMA Disaster Declaration for Georgia

09-15-2017 FEMA Disaster Declaration Update for Florida (Hurricane Irma)
09-14-2017 Appraisal Re-Inspection Requirements (Hurricane Irma)

09-12-2017 FEMA Disaster Declaration Update for New Hampshire

09-12-2017 FEMA Disaster Declaration Update for Florida (Hurricane Irma)

09-11-2017 FEMA Disaster Declaration for Florida (Hurricane Irma)
09-08-2017 Update on Hurricane Irma
09-07-2017 Hurricane Irma
09-07-2017 Update on Hurricane Harvey’s impact on Texas and Louisiana
09-05-2017 FEMA Disaster Declaration Update for Wyoming
09-05-2017 FEMA Disaster Declaration Update for Texas

August

08-30-2017 FEMA Disaster Declaration Update for Texas
08-28-2017 FEMA Disaster Declaration for Idaho

08-28-2017 FEMA Disaster Declaration for Iowa
08-28-2017 FEMA Disaster Declaration for Texas (Hurricane Harvey)
08-25-2017 Hurricane Harvey Texas and Louisiana

08-24-2017 Locking Loans on Current Guidelines Cutoff Date
08-23-2017 Labor Day 2017 Announcement

08-22-2017 FEMA Disaster Declaration Update for Nebraska 4325
08-22-2017 FEMA Disaster Declaration for Vermont 4330

08-22-2017 FEMA Disaster Declaration for West Virginia 4331

08-18-2017 Appraisers on Probation Restriction
08-18-2017 Whats Needed Before Ordering the Appraisal

08-09-2017 FEMA Disaster Declaration for Wyoming
08-03-2017 Reminders for Ordering the Appraisal
08-03-2017 FEMA Disaster Declaration for Michigan
08-02-2017 FEMA Disaster Declaration for Nebraska

July

07-26-2017 FEMA Disaster Declaration for Oklahoma
07-20-2017 Scanning Signed Closing Documents

07-20-2017 FEMA Disaster Declaration Update for Tennessee – 4320

07-20-2017 FEMA Disaster Declaration Update for Arkansas 4318 (2nd Update)
07-18-2017 Foreign National Borrowers

07-18-2017 FEMA Disaster Declaration for New York 4322
07-17-2017 FEMA Disaster Declaration Update for Missouri

07-13-2017 FEMA Disaster Declaration for North Dakota 4323

07-07-2017 FEMA Disaster Declaration Update for Oklahoma
07-05-2017 Notification of Loan Decision

07-03-2017 FEMA Disaster Declaration for Nebraska 4321

07-03-2017 FEMA Disaster Declaration Update for Arkansas 4318

June

06-29-2017 Required iQM Cover Letter
06-27-2017 FEMA Disaster Declaration for Tennessee
06-27-2017 Introducing the Re-Submit Function on the TPO Portal
06-23-2017 Independence Day 2017 Announcement
06-23-2017 FEMA Disaster Declaration Update for Idaho 4313

06-19-2017 FEMA Disaster Declaration for Kansas 4319

06-16-2017 FEMA Disaster Declaration for Arkansas 4318

06-05-2017 FEMA Disaster Declaration for Missouri 4317

May

05-31-2017 FEMA Disaster Declaration for Oklahoma 4315
05-25-2017 FEMA Disaster Declaration for Mississippi 4314
05-19-2017 FEMA Disaster Declaration for Idaho 4313
05-19-2017 FEMA Disaster Declaration for California 4308
05-17-2017 Memorial Day 2017 Announcement

05-16-2017 FEMA Disaster Declaration for Nevada
05-08-2017 FEMA Policy Update for iQM Loans

April

04-20-2017 iQM ARM Disclosures and Interest Rate Qualification for ARMs WSL
04-18-2017 Freddie Mac Guideline Update
04-18-2017 Broker Anti-Steering Disclosure
04-03-2017 Good Friday Lock Desk Announcement 

March

03-31-2017 Suspending Loans Policy

February

02-14-2017 FEMA Disaster Declaration to Louisiana WSL
02-14-2017 Update to FEMA Disaster Declaration for Tennessee WSL
02-08-2017 Presidents Day 2017 Announcement
02-07-2017 FEMA Update for Georgia – 4297
02-01-2017 Underwriting Change to iQM Investor Loan Program

January

01-27-2017 FEMA Update for Georgia
01-26–2017 FEMA Disaster Declaration for Georgia and Mississippi
01-24-2017 Underwriting Change to iQM Investor Loan Program
01-13-2017 Underwriting Change to iQM Investor Loan Program
01-04-2017 Martin Luther King Jr. Holiday

 2016 Announcements

December

12-29-2016 Hurricane Matthew Update for Virginia
12-16-2016 FEMA Disaster Declaration for Tennessee

12-14-2016 Christmas 2016 and New Year’s Day 2017 Announcement

November

11-30-16 FEMA Disaster Declaration for Minnesota
11-28-16 Conventional Conforming Limits
11-18-16 Hurricane Matthew Update for Virginia
11-14-16 Thanksgiving Holiday 2016
11-4-16 Hurricane Hermine Update for Florida
11-4-16 Hurricane Matthew Update for North Carolina
11-2-16 Hurricane Matthew Update for North Carolina

October

10-31-16 Hurricane Matthew Update for North Carolina
10-31-16 Veterans Day 2016 Announcement
10-25-16 VA IRRRL Loan Delivery
10-25-16 Hurricane Matthew Update for Florida
10-25-16 Hurricane Matthew Update for North Carolina
10-25-16 Hurricane Matthew Update for South Carolina
10-25-16 Hurricane Matthew Update for Georgia

September

09-28-16 Columbus Day 2016 Announcement

August

08-24-16 Labor Day 2016 Announcement

July

07-22-16 Impac’s Jumbo Preferred Program
07-05-16 Wholesale Fee Schedule – Updates

June

06-28-16 iQM Alt Doc Bank Statement Option
06-22-16 Independence Day 2016 Announcement
06-01-16 iQM Documentation Requirements

May

05-31-16 iQM Press Announcement 
05-27-16 4506-T Announcement
05-18-16 Memorial Day 2016 Announcement

April

04-06-16 AltQM Loan Originations in New York
04-06-16 Updated Wholesale Fee Schedule

March

03-22-16 Loan Estimate Preparation Changes
03-18-16 Good Friday 2016 Lock Desk Announcement

February

  02-03-16 Presidents Day 2016 Announcement

January

01-05-16 Martin Luther King, Jr. Holiday 2016

 2015 Announcements

December

12-22-15 TRID Transactions Required For 2016 Announcement
12-14-15 Christmas Holiday 2015 and New Year’s Day 2016
12-10-15 2016 FHA Loan Limits Announced

October

11-13-15 Thanksgiving Day 2015 Announcement
10-30-15 Veterans Day 2015 Announcements
10-07-15 See the Enhancements to the 15 Year Fixed Program – AltQM™ Guidelines

September

09-30-15 Columbus Day Announcement
09-14-15 HUD Underwriting Changes
09-08-15 ARM Changes Announcement

August

08-27-15 Labor Day 2015

July

07-17-15 Temporary Change to Lock Extension Policy Announcement
07-13-15 FHFA Directed National Pricing Changes Announcement

June

06-24-15 Independence Day 2015 Announcement

May

05-13-15 Memorial Day 2015 Announcement

March

03-26-15 Good Friday 2015 Lock Desk Announcement

February

02-04-15 Presidents Day Holiday Announcement

January

Blocking Multi User Editing in Encompass
01-07-15 Martin Luther King Jr. Holiday rescission

 2014 Announcements

December

12-12-14 Christmas/New Year’s Holiday Rescission

November

11-14-14 Thanksgiving Day Announcement
11-05-14 Update to Processing a Re-Disclosure Change of Circumstance

October

10-30-14 Veterans Day Announcement

September

09-15-14 Training Submitting Loans with No Credit Scores
09-11-14 Early Lock Desk Closing on 9/17/14

August

08-20-14 Labor Day Announcement

July

07-24-14 New Appraisal System
07-17-14 AltQM Loan Product Availability Announcement
07-17-14 Update to Fee Schedule
07-15-14 GFE Compliance Manual Announcement
07-01-14 IRS Update – Changes for Completing the 4506-T
07-01-14 Reminder – Homeownership Counseling Disclosure

June

06-23-14 Independence Day 2014 Announcement
06-11-14 GFE Review Documents Required Disclosure
06-11-14 Improved Extension Fee Cost

May

05-28-14 Incomplete Documentation Application Packages
05-28-14 Home ownership Counseling Disclosure for Mortgage Brokers
05-14-14 Memorial Day 2014 Announcement

April

04-15-14 Good Friday 2014 Lock Desk Announcement
04-07-14 Inter Vivos Revocable Trust Review
04-07-14 GFE and Disclosure Review for Brokers

March

03-19-14 Electronic Signatures Update
03-19-14 Change to Wet Funding, Idaho
03-14-14 Complete the 4506-T Correctly and Avoid Rejection
03-13-14 Notice of Right to Copy of Appraisal
03-13-14 Credit Reporting Agencies

February

02-21-14 15 Day Lock Special (ended 2/28/2014)
02-14-14 3.5% Closing Cost Assistance with HomePath Purchase
02-10-14 Lender Paid vs Borrower Paid Compensation Update
02-06-14 Presidents Day Holiday 2014

January

01-14-14 Martin Luther King Jr. Holiday 2014
01-13-14 CFPB Announcement – Fee Amendment
01-07-14 CFPB Announcement
01-07-14 CFPB Presentation

More 2013 Announcements here…

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Copyright © 2018 Impac Mortgage Corp. All rights reserved. NMLS #128231. www.nmlsconsumeraccess.org. Rates, fees and programs are subject to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Licensed by the Department of Business Oversight, under the California Residential Mortgage Lending Act (License #4131083). In the state of New York, Impac Mortgage Corp. dba Excel Mortgage. Equal Housing Lender.