FHA Loan Program Highlights
  • Purchase & Rate/Term refis with 580 minimum credit score
  • Maximum Debt-to-Income Ratio-Determined by AUS
  • Escrow holdbacks on HUD REOs (limited/buyer-funded)
  • Borrower with 1 credit score
  • 2-4 unit owner occupied
  • Manufactured Home allowed

*See MI guidelines for details
**Freddie Mac only
***No overlays with MI eligibility


FHA Guidelines